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Financing: Restaurant Acquisition
Worcester, Massachusetts

RestaurantDetails:

The borrower purchased a 12,000 square foot building on 1.8 acres of land. The building was formerly a restaurant/bar and the borrower purchased all the fixtures, equipment and the liquor license. The property was owned by a bank.

Purchase Price: $850,000
Loan Request: $500,000

 

Problem:

The borrower needed to fund the loan within two weeks and had a weak credit score.

Solution:

Wallace Capital provided a first mortgage within the two week time frame required by the borrower and underwrote the loan based on the value of the property, not the credit worthiness of the borrower.

Loan Amount: $500,000
Loan Term: 1 year